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Taking steps toward greener living will save you money

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[ad_1] Taking steps towards greener living is much easier than you might think, and besides doing your part to save Planet Earth, the second best part about it, is that you will save money. Here are a few practical ways to get started. Adopt a minimalist attitude Having many ‘things’ …

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Five places to put your money in these turbulent times

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[ad_1] These are worrisome days for investors. Stocks have been on a roller-coaster ride this month as world economic growth slows and the U.S.-China trade war continues to escalate. We’re now hearing the dreaded “R” word spoken more frequently. Bloomberg reported that its August survey of economists showed a 35 …

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Why utility stocks are so hot right now

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[ad_1] Well, we don’t see this very often. Utilities are shooting out the lights on the TSX. Yes, that’s right — utilities. The companies that produce your electricity and deliver your natural gas. The plodders of the investment world. No one who buys a utility stock expects to earn a …

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Five smart money moves for new graduates

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[ad_1] Thousands of young Canadians are graduating this month and many are scratching their heads about how to manage their finances going forward. For the past four to six years, a solid majority have been on a tuition treadmill and scraping by to make ends meet. But, a new set …

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Four smart things to do with your income tax refund

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[ad_1] You’re likely to receive a fat cheque soon, if it hasn’t already arrived. According to Statistics Canada, almost seven million people had been issued tax refunds for 2018 in the period to April 1. The average amount was $1,615. It might be tempting to buy a new TV, but …

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Why you might want to avoid using your RRSP to buy a home

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[ad_1] I’ve always been of two minds about the use of the Home Buyers’ Plan (HBP). It’s the program that allows you to borrow money, interest-free, from your registered retirement savings plan (RRSP) for what is usually, but not always, a first-time home purchase. In this month’s federal budget, the …

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